The commercial banks mentioned in the passage can not have any other trade with companies
A.Right
B.Wrong
C.Doesn't say
A.Right
B.Wrong
C.Doesn't say
In the UK commercial banks often raise funds by issuing bonds and stocks.
A.Right
B.Wrong
C.Doesn't say
(6)
A.The majority of smart cards users are governments and commercial organizations.
B.Many users of smart cards are powerful in governments and commercial organizations.
C.The dominant users of smart cards are banks in China by now.
D.The dominant users of smart cards used to he banks in China.
听力原文:M: What is a cheque card?
W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
Q: What happened to British banks in 1969?
(17)
A.All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
B.British banks started to issue credit cards.
C.Customers of British banks may cash their cheques in European countries.
D.Commercial banks in the United States began to issue cheque card.
Banks will usually grant unsecured loans to ______.
A.individuals with steady job held for years
B.individuals with a good credit record
C.large commercial companies with a strong financial condition
D.all of the above
A.Right
B.Wrong
C.Doesn't say
Commercial banks provide long-term mortgage loans to borrowers (consumers) to purchase houses/land. The ownership of the (61) remains in mortgagee and the possession of property usually remains in (62) unless and until the occurrence of default or full repayment. Maturity of such loans is usually 30 years and the interest rates are (63) Maximum amount of such loans is (64) of the property value, and the balance should be paid (65) as down payment.
(46)
A.land
B.property
C.bank
D.credit
What will happen if there is one commercial bank and no thrifts in a small town?
A.The residents will deposit their money with the bank.
B.The local bank will provide business loans to the commercial bank.
C.Some large banks will transport money by check to the bank.
D.People in the area will not deposit money with the bank.
(2)
A.Commercial banks mainly provide short-term loans for the capital market.
B.The capital market mainly depends on the acquired deposits and the funds from other channels.
C.Short-term loans are mainly from the acquired deposits and the funds from other channels.
D.Commercial banks mainly depend on the capital market for deposits and the funds.