题目内容
（请给出正确答案）
A.competitive
B.depressed
C.logical
D.critical
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Climate, like weather, changes【27】time. It is true【28】these changes【29】a long time, but not as long as we might expect. Records show that over the centuries large portions of the earth have experienced great changes【30】climate.
(36)
A．effects
B．defects
C．infects
D．affects
1 It isthe money that____- these fishermen to risk a long ocean journey.
2 A goodteacher should stimulate students to come up with____ideas inventions.
3 Withthe rapid development of the economy, ou___ of life has changed greatlythese years.
4 Shestudied almost_____ for the big test,more than 12 hours per day for nearly a month.
5 Mr.Selby is seriously ill and has been transferred to____care.
6 This isthe____hotel room we stayed in last year.
7 Afterthe applause died down , the pianist____to play.
8 Thestudents tried to____the teacher into losing her temper.
9 Theprogram deals with subjects as____pop music and Bejjing Opera.
10 If youwant to be an actor you have to really____to it.
A、as the time to maturity increases, the price volatility increases.
B、price changes will be overestimated.
C、there may be large differentials in the time to repricing for different securities within each maturity bucket.
D、the FI will be unable to accurately measure the quantity of rate sensitive assets.
E、the FI will be unable to accurately measure the quantity of rate sensitive liabilities.
Ⅲ. Cloze (20 points)
Directions: For each blank in the following passage, there are four choices marked A, B, C and D. Choose the one that is most suitable and mark your answer by blackening the corresponding letter on the answer sheet.
We are interested in the weather because it (21) us so directly—what we wear, (22) we do, and even how we feel. Geographers, however, are (23) interested in climate than in weather. Climate is the pattern of all the weather conditions over a long period of time. Generally (24) , climate (25) to these normal weather conditions, not (26) daily or yearly changes.
Climate, like weather, changes (27) time. It is true (28) these changes (29) a long time, but not as long as we might expect. Records show that over the centuries large portions of the earth have experienced great changes (30) climate.
21. A. effects
B. defects
C. infects
D. affects
听力原文： The inter-bank market is important because through banks' lending and borrowing, a short-term interest rate can be determined. This interest rate indicates the marginal cost of acquiring short-term liquidity needed by banks in the money market. Thus, the lending is usually for short-term liquidity needs which is usually overnight. Some lending transactions may be arranged for a longer period of time, usually up to 3 months. The inter-bank money market is well established and active in Hong Kong, with an average daily turnover of HK $ 38 billion in late 1991. Lenders are mostly the locally incorporated banks and major borrowers are the foreign banks that do not have adequate deposit base in local currency.
28. What can be determined through inter-bank lending and borrowing？
29.How long is the usual period of short-term liquidity needed by banks？
30.Who are the major lenders in the inter-bank market？
(28)
A．A long-term interest rate.
B．A long-term loan.
C．A short-term interest rate.
D．A short-term loan.
In Africa, people learned to send messages by beating on a series of large drums (鼓). Each drum was kept within hearing distance of the next one. The drum beats were sent out in a special way that all the drummers understood. Though the messages were simple, they could be sent at great speed for hundreds of miles.
In the eighteenth century, a French engineer found a new way to send short messages. In this way, a person held a flag in each hand and the arms were moved to various positions representing different letters of the alphabet (字母表). It was like spelling out words with flags and arms.
Over a long period of time, people sent messages by all these different ways. However, not until the telephone was invented in America in the nineteenth century could people send speech sounds over a great distance in just a few seconds.
According to this passage, the Roman way of communication depended very much on______.
A．fine weather
B．high tower
C．the spelling system
D．arm movements
Spring appears to be the best period of the year for thinking. One reason may be that in the spring man's mental abilities are affected by the same factors that bring about great changes in all nature. Autumn is the next best season, then winter. As for summer, it seems to be a good time to take a long vacation from thinking.
Generally speaking, it is far fitter for creative thinking when the weather is ______ .
A．sunny and fine
B．windy and rainy
C．warm and wet
D．neither cold nor hot
Spring appears to be the best period of the year for thinking. One reason may be that in the spring man's mental abilities are affected by the same factors that bring about great changes in all nature. Autumn is the next best season, then winter. As for summer, it seems to be a good time to take a long vacation from thinking.
Generally speaking, it is far fitter for creative thinking when the weather is ______ .
A．sunny and fine
B．windy and rainy
C．warm and wet
D．neither cold nor hot
Fill in the blanks in the following passage by selecting suitable words from the Word Bank. Each choice in the Word Bank is identified by a letter. You may not use any of the words more than once.
Word Bank
A. complain B. adjust C. adaptD. range E. negative
F. positive G. mature H. hostilityI. moralityJ.ease
K. frustrations L. depressed M. neglected N. temporary O. contemporary
Foreigners experience different degrees of culture shock. The symptoms 1_____ from great to small. Some people are only ill at ease and some others are seriously 2_____. Feeling homesick, unhappy, and very sensitive are other signs of culture shock. It is easy to understand that the endless 3_____ of the early days in a new country would produce dissatisfaction. It is also easy to understand why 4_____ might grow in a person. People are always at 5_____ in a familiar environment. It is natural for an average person to experience mild, 6_____ symptoms; however, the insecure newcomer suffers more seriously from culture shock.
During the unavoidable period of adjustment, the international student tends to 7_____ about everything in the new environment. In fact, the student is likely to exaggerate the problems. When the student meets another person from the same country, he will pour out his unhappy feelings. Together they can complain in their native language. Although this complaining provides temporary satisfaction, it certainly does not help him 8_____to a new society. Being 9_____ will never get rid of the feelings of frustrations. The 10_____ person understands that a positive attitude is important in making the change successful. A sense of humor is a big help.
Change, or the ability to (31) oneself to a changing environment is essential (32) evolution. The farmer whose land is required for housing or industry must adapt himself: he can transfer to another place and master the problems (33) to it; he can change his occupation, perhaps (34) a period of training; or he can starve to death. A nation which can't adapt its trade or defense requirements to (35) world conditions faces an economic and military disaster. Nothing is fixed and permanently stable. (36) must be movement forward, which is progress of a sort, and movement backward, which is decay and deterioration. In a changing world, tradition can be a force for good or for evil. (37) long as it offers a guide, it helps the ignorant and the uninformed to take a step (38) and, thereby adapt themselves to (39) circumstances. But if we make an idol of tradition, it ceases to be a guide. It becomes an obstacle (40) on the path of course. Man is to accept the help which tradition can give but to be well aware of its limitations in a changing world.A.change B.fit C.adapt D.adopt
