题目内容
（请给出正确答案）
The primary function of a bank today is______.
A．to help depositors to make money
B．to lend money to borrowers
C．to make a reservoir
D．to act as intermediary between depositors and borrowers
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更多“The primary function of a bank…”相关的问题
A. information
B.efficiency
C.instruction
D.function
Dear professor,
Banks normally receive money from their customers in two distinct forms; on current account, and on deposit account. With a current account, a customer can issue personal cheques. No interest is paid by the bank on this type of account. With a deposit account, however, the customer undertakes (答应) to leave his money in the bank for a minimum specified period of time. Interest is paid on this money.
The bank in turn lends the deposited money to customers who need capital. This activity earns interest for the bank, and this interest is almost always at a higher rate than any interest which the bank pays to its depositors. In this way the bank makes its main profits.
We can say that the primary function of a bank today is to act as an intermediary (中间人) between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir (水库) of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being" liquid" , or of the ' liquidity ' of money. Many small sums which might not otherwise be used as capital are made useful simply because the bank acts as a reservoir.
The system of banking rests upon a basis of trust. Innumerable acts of trust build up the system of which bankers, depositors and borrowers are part. They all agree to behave in certain predictable ways in relation to each other, and in relation to the rapid fluctuations of credit and debit. Consequently, business can be done and cheques can be written without visibly changing hands.
On______, the bank will pay interest.
A．the current account
B．personal cheques
C．the deposit account
D．both the current and deposit account
A major function of self-help networks is financial support. Most scholars agree that minority business owners have depended primarily on family funds and ethnic community resources for investment capital. Personal savings have been accumulated often through frugal living habits that require sacrifices by the entire family and are thus a product of long-term family financial behavior. Additional loans and gifts from relatives forthcoming because of group obligation rather than narrow investment calculation, have supplemented personal savings. Individual entrepreneurs do not necessarily rely on their kin because they cannot obtain financial backing from commercial resources. They may actually avoid banks because they assume that commercial institutions either cannot comprehend the special needs of minority enterprise or charge unreasonably high interest rates.
Within the larger ethnic community, rotating credit associations have been used to raise capital. These associations arc informal clubs of friends and other trusted members of the ethnic group who make regular contributions to a fund that is given to each contributor in rotation. One author estimates that 40 percent of New York Chinatown firms established during 1900-1950 utilized such associations as their initial source of capital. However, recent immigrants and third or fourth generations of older groups now employ rotating credit associations only occasionally to raise investment funds. Some groups like Black Americans, found other means of financial support for their entrepreneurial efforts. The first Black-operated banks were created in the late nineteenth century as depositories for dues collected from fraternal or lodge groups, which themselves had sprung from Black churches. Black banks made limited investments in other Black enterprises. Irish immigrants in American cities organized many building and loan associations to provide capital for home construction and purchase. They in turn, provided work for many Irish home-building contractor firms. Other ethnic and minority groups followed similar practices in founding ethnic-directed financial institutions.
Which of the following can be inferred from the passage about rotating credit associations？
A．They were developed exclusively by Chinese immigrants.
B．They accounted for a significant portion of the investment capital used by Chinese immigrants in blew York in the early twentieth century.
C．Third- generation members of an immigrant group who started businesses in the 1920's would have been unlikely to rely on them.
D．Recent immigrants still frequently turn to rotating credit associations instead of banks for investment capital.
Directions: Read the following passage and the statements that follow. Choose the best answer for each statement from the three choices marked A, B and C.
It sounds like an infomercial from late-night TV: Follow this four-step plan and improve your memory in just 14 days!
But researchers have indeed found a way to improve memory function in older people. After a two-week study that involved brainteasers (脑筋急转弯), exercise and diet changes, study participants' memories worked more efficiently.
Here's the program:
Memory Training: brainteasers, crossword puzzles and memory exercises that emphasized verbal skills throughout the day.
Healthy Diet: Five meals daily included a balanced diet rich in omega-3 fats, whole grains and antioxidants (抗氧化剂). Eating frequent meals prevents dips in blood glucose (血糖), the primary energy source for the brain.
Physical Fitness: Brisk daily walks and stretching. Physical fitness has been found in other research to reduce the risk of Alzheimer's disease.
Stress Reduction: Stretching and relaxation exercises. Stress causes the body to release cortisol (皮质醇), which can impair memory and has been found to shrink the memory centers in the brain.
1. Researchers spent fourteen days finding a way to improve people’s memory().
A.True
B.False
C.Not Mentioned
2.What is TRUE about the ABC rule for online shopping()？
A.It’s a very easy rule, as easy as learning ABC
B.It’s the basic safety rule for online shopping provided by the writer
C.It’s the first letter of the three rules: About me, Benefits, Choices, hence ABC
D.All of the above
3.Either the dean or the principal()the meeting.
A.attends
B.attend
C.are attending
D.have attended
4.Mistake is acceptable during the process of paper cutting().
A.Right
B.Wrong
C.Doesn’t say
5.Many a child()to walk before he can speak.
A.Learn
B.Learns
C.Learned
D.have learned
6.The author quoted the three adjectives used by the guide to describe Istanbul because().
A.the author knows Istanbul very well
B.the author’s ambitions of sightseeing dwindled away after Italy
C.Istanbul is so characteristic that it’s hard to describe it in one word
D.the author is very interested in Istanbul
(It was) (in the) primary school (where) my teacher introduced (me to) computers.
A．It was
B．in the
C．where
D．me
A.Primary-Rev
B.Secondary
C.Secondary-Rev
D.Primary
