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听力原文:Banks make money in the foreign exchange dealings not on profit margin but on vol

ume.

(8)

A.Banks make money in foreign exchange business because of profit margin.

B.Banks make money from the price spread in the foreign exchange market.

C.Banks make money in foreign exchange business on profit as well as on volume.

D.Banks make money in foreign exchange business because of the great volume.

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第1题
听力原文:M: Most banks tend to decline loan proposals which are highly speculative.W: I th

听力原文:M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals?

(15)

A.The banks will disapprove them.

B.The banks will approve them.

C.The Bank will benefit from the loans.

D.The bank will make profit from lending.

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第2题
听力原文:M: It is reported that in some countries banks are not allowed to make investment
s in equity securities.

W: Generally commercial banks may invest only in those securities that are rated as "investment grade", or have bond ratings in the top four categories.

Q: Where are banks only allowed to make investments?

(15)

A.In equity securities.

B.In personal funds.

C.In securities rated as investment grade.

D.In property markets.

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第3题
听力原文:Banks that operate globally are multinational corporations and their management h
as the same profit motives that managers of non-financial corporations have.

(4)

A.Banks with global operations are also referred to as national corporations.

B.Both the banks and non-financial corporations have the same desire to make profit.

C.Managers of non-financial corporations have no profit motives.

D.Non-financial corporations are multinational and operate globally.

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第4题
听力原文:M: Oh, my God! Jessica. It's five p. m. now. Tomorrow is Saturday. The credit wil
l expire on Sunday. Weekend is non-business day. We cannot make it today. What shall we do?

W: Don't worry. Banks will accept presentation on the following business day.

Q: When will the bank deal with the credit if the expiry date of a credit fails on a non-business day?

(19)

A.On every business day.

B.On Tuesday.

C.On Wednesday.

D.On the following business day.

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第5题
听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.(5)A.Ma

听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.

(5)

A.Many banks in America accept accounts with the Bank of China, Shanghai.

B.Many banks in America start business with the Bank of China, Shanghai.

C.Many banks in America have accounts with the Bank of China, Shanghai.

D.Many banks in America owe money to the Bank of China, Shanghai.

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第6题
听力原文:Banks change their base rates fairly infrequently.(5)A.Banks often change their b

听力原文:Banks change their base rates fairly infrequently.

(5)

A.Banks often change their base rate.

B.Banks seldom change their base rate.

C.Banks never change their base rate.

D.Banks change their base rate at regular intervals.

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第7题
听力原文:M: What is a cheque card?W: It was originally issued in UK. British banks started

听力原文:M: What is a cheque card?

W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

Q: What happened to British banks in 1969?

(17)

A.All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

B.British banks started to issue credit cards.

C.Customers of British banks may cash their cheques in European countries.

D.Commercial banks in the United States began to issue cheque card.

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第8题
听力原文:M: Can you give an example of types of risks Banks face?W: Yes. The major type of

听力原文:M: Can you give an example of types of risks Banks face?

W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.

Q: What are they talking about?

(13)

A.A contractual arrangement.

B.A counterpart.

C.Many types of risks.

D.Credit risk.

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第9题
听力原文:W: Do the banks set the same credit lines to all the customers?M: No. Banks norma

听力原文:W: Do the banks set the same credit lines to all the customers?

M: No. Banks normally set different credit lines to different groups of cardholders. That depends on the personal income, the occupation, and to a large extent, on the creditworthiness of the customer.

Q: What will be the credit line if a customer is a professor and has a good reputation?

(20)

A.The credit line will be lower than usual.

B.The credit line will be higher than usual.

C.The credit line will be as usual.

D.The credit line will be indefinite.

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第10题
听力原文:A revolving documentary credit in relation to value involves the buyer and the ba
nks in an incalculable liability.

(8)

A.The banks have an incalculable liability under the documentary credit revolving in value.

B.The banks prefer to issue the documentary credit revolving in value.

C.The buyer has less liability under the documentary credit revolving in value.

D.The banks are involved in less liability by issuing the documentary credit revolving in value.

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