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听力原文:It's no secret that throughout history common stock has outperformed most financi

听力原文: It's no secret that throughout history common stock has outperformed most financial instruments. If an investor plans to have an investment for a long period of time, then their portfolio should be comprised mostly of stocks ; however, investors who don't have this kind of time should diversify their portfolios. For this reason, the concept of "asset allocation" was developed. Asset allocation is an investment portfolio technique that aims to balance risk and create diversification by dividing assets among major categories. The underlying principle of asset allocation is that the older a person gets, the less risk he or she should face. After you retire you may have to depend on your savings as your only source of income.

28. Throughout history, what kind of stock has outperformed most financial instruments?

29.What is the purpose of asset allocation?

30.What is the principle underlying the concept of asset allocation?

(28)

A.preferred stock

B.common stock

C.concept stock

D.cynical stock

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第1题
听力原文:How is everything with you, Nancy?(5)A.That's all right.B.I' m going to Shanghai.

听力原文:How is everything with you, Nancy?

(5)

A.That's all right.

B.I' m going to Shanghai.

C.I'm fine. Thank you.

D.Everything is going well.

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第2题
听力原文:M: Can you tell me something about a balance sheet?W: Yes. It is divided into thr

听力原文:M: Can you tell me something about a balance sheet?

W: Yes. It is divided into three sections: assets, liabilities, and owner's equity and it is used to summarize a company's financial position on a given date.

Q: Which of the following is not a section of a balance sheet?

(15)

A.Profit and Joss

B.Owner's equity.

C.Liabilities

D.Assets.

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第3题
听力原文:M: I've got my loan proposal approved.W: That's good news. But be sure that you c

听力原文:M: I've got my loan proposal approved.

W: That's good news. But be sure that you can get enough money to repay the loan when it is due.

Q: What does the woman worry about?

(13)

A.The loan proposal.

B.His repayment capability.

C.The bank's money.

D.Her own money.

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第4题
听力原文:Would you like an appointment today or tomorrow?(A) Yes, I' d like to see you. (B

听力原文:Would you like an appointment today or tomorrow?

(A) Yes, I' d like to see you.

(B) She' s just been appointed.

(C) I can't make it today.

(30)

A.

B.

C.

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第5题
听力原文:M: Would you like a copy of professor Smith's article?W: Thanks, it's not too muc

听力原文:M: Would you like a copy of professor Smith's article?

W: Thanks, it's not too much trouble.

What does the woman imply?

A.She is not interested in the article.

B.She has given the man much trouble.

C.She would like to have a copy of the article.

D.She doesn't want to take the trouble to read the article.

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第6题
听力原文:W: What's the value of US dollars now?M: It's inflated and is losing value agains

听力原文:W: What's the value of US dollars now?

M: It's inflated and is losing value against Euro and RMB, while RMB is depreciated against Euro.

Q: What does the man think of the US dollars?

(14)

A.The Euro's value remains unchanged.

B.The value of US dollars has changed a lot.

C.The American currency is losing value.

D.The RMB is increasing in value.

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第7题
听力原文:Why are you so silent today?(3)A.I'm well today.B.That's OK.C.No, I like to do so

听力原文:Why are you so silent today?

(3)

A.I'm well today.

B.That's OK.

C.No, I like to do so.

D.Because I've got a headache.

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第8题
听力原文:M: What's the interest rate on mortgage loans?W: It fluctuates a little depending

听力原文:M: What's the interest rate on mortgage loans?

W: It fluctuates a little depending on the various factors in the loan, but around 8.75% for long-time clients.

Q: What are they talking about?

(14)

A.About long-term relationship between the banker and the client.

B.About long-term loans.

C.About housing loans.

D.About short-term loans.

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第9题
听力原文:M: May I cash these traveler's checks for $300 here?W: Of course. Would you pleas

听力原文:M: May I cash these traveler's checks for $300 here?

W: Of course. Would you please countersign them here? Also write place and date as specified.

Q: What does the man want to do according to the conversation?

(16)

A.To endorse his cheques.

B.To show his passport.

C.To cash some traveler' s cheques.

D.To open a checking account.

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