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听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.(5)A.Ma

听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.

(5)

A.Many banks in America accept accounts with the Bank of China, Shanghai.

B.Many banks in America start business with the Bank of China, Shanghai.

C.Many banks in America have accounts with the Bank of China, Shanghai.

D.Many banks in America owe money to the Bank of China, Shanghai.

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第1题
听力原文:A house is the most expensive thing most people will ever buy. Very few people ha

听力原文: A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called taking a mortgage. The hank usually lends money or gives a mortgage for 25 years. This means that the person who borrows has 25 years to pay back the money. The bank lends this money with interest, and the borrower makes equal monthly payments to the hank until he has paid the mortgage. Houses are so expensive that many people nowadays have to borrow as much as $50,000. In other words, they will have a $50,000 mortgage.

How can you get a mortgage? When you find a house you like, you go to a bank, sometimes it is necessary to go to a few banks, before applying for a mortgage at once. The bank will investigate your financial history and decide if they think you axe a good risk. They will want to know what kind of job you have. In addition, the banks will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.

(30)

A.It means to rent a house for 25 years.

B.It means to buy an old house at a low price.

C.It means to borrow money from a bank to buy a house.

D.It means to borrow money from a friend to buy a house.

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第2题
听力原文:Banks change their base rates fairly infrequently.(5)A.Banks often change their b

听力原文:Banks change their base rates fairly infrequently.

(5)

A.Banks often change their base rate.

B.Banks seldom change their base rate.

C.Banks never change their base rate.

D.Banks change their base rate at regular intervals.

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第3题
听力原文:M: Most banks tend to decline loan proposals which are highly speculative.W: I th

听力原文:M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals?

(15)

A.The banks will disapprove them.

B.The banks will approve them.

C.The Bank will benefit from the loans.

D.The bank will make profit from lending.

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第4题
听力原文:M: What is a cheque card?W: It was originally issued in UK. British banks started

听力原文:M: What is a cheque card?

W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

Q: What happened to British banks in 1969?

(17)

A.All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

B.British banks started to issue credit cards.

C.Customers of British banks may cash their cheques in European countries.

D.Commercial banks in the United States began to issue cheque card.

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第5题
听力原文:M: Can you give an example of types of risks Banks face?W: Yes. The major type of

听力原文:M: Can you give an example of types of risks Banks face?

W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.

Q: What are they talking about?

(13)

A.A contractual arrangement.

B.A counterpart.

C.Many types of risks.

D.Credit risk.

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第6题
听力原文:W: Do the banks set the same credit lines to all the customers?M: No. Banks norma

听力原文:W: Do the banks set the same credit lines to all the customers?

M: No. Banks normally set different credit lines to different groups of cardholders. That depends on the personal income, the occupation, and to a large extent, on the creditworthiness of the customer.

Q: What will be the credit line if a customer is a professor and has a good reputation?

(20)

A.The credit line will be lower than usual.

B.The credit line will be higher than usual.

C.The credit line will be as usual.

D.The credit line will be indefinite.

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第7题
听力原文:A revolving documentary credit in relation to value involves the buyer and the ba
nks in an incalculable liability.

(8)

A.The banks have an incalculable liability under the documentary credit revolving in value.

B.The banks prefer to issue the documentary credit revolving in value.

C.The buyer has less liability under the documentary credit revolving in value.

D.The banks are involved in less liability by issuing the documentary credit revolving in value.

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第8题
听力原文:Reputation risk is particularly damaging for banks since the nature of their busi
ness requires maintaining the confidence of depositors, creditors and the general marketplace.

(5)

A.Depositors are usually full of confidence, but not the creditors.

B.Banks should maintain the confidence of depositors and creditors.

C.The nature of banks' business particularly damages their reputation.

D.Maintaining the confidence of depositors, creditors and the general marketplace particularly damages banks' reputation.

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第9题
听力原文:The foreign banks should have set up a representative office in China two years b
efore they can apply for a branch.

(2)

A.The foreign banks should have set up a representative office.

B.The foreign banks can't apply for a branch.

C.The foreign banks can't expand business in China.

D.The foreign banks are forbidden to set up a representative office.

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第10题
听力原文:Banks that operate globally are multinational corporations and their management h
as the same profit motives that managers of non-financial corporations have.

(4)

A.Banks with global operations are also referred to as national corporations.

B.Both the banks and non-financial corporations have the same desire to make profit.

C.Managers of non-financial corporations have no profit motives.

D.Non-financial corporations are multinational and operate globally.

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