题目内容
（请给出正确答案）
(4)
A．The bank makes profits only from its own money.
B．The bank makes profits from not only the deposits but also its own money.
C．The bank has special obligation to make profits.
D．The bank makes profits by having special obligations to depositors.
如果结果不匹配，请 联系老师 获取答案
更多“听力原文：The bank has special obli…”相关的问题
听力原文：M: If a bank has inadequate liquidity, what would happen？
W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.
Q: What would lead to a bank's insolvency？
(14)
A．Adequate liquidity.
B．Insufficient liquidity.
C．Increasing liabilities.
D．Converting assets.
(5)
A．tinder straight L/C, the paying bank has recourse to the beneficiary.
B．Under negotiation L/C, the negotiating bank has no recourse to the beneficiary.
C．Under straight L/C, the paying has to recourse to the beneficiary.
D．Under negotiation L/C, the negotiating bank has recourse to the beneficiary.
听力原文：M: If a customer lost his draft, will the bank still pay the draft to him？
W: The drawee bank may investigate the title of the person who holds it. If he has a good title, the draft will be paid.
Q: What will the drawee bank do after being informed of loss of a draft？
(18)
A．The drawee bank will refuse to pay the draft.
B．The drawee bank will issue another draft to the customer.
C．The drawee bank will investigate into the case first.
D．The drawee bank will pay the draft immediately.
(8)
A．The customer should first notify the drawee bank of the loss of his draft.
B．The customer should first notify the drawer bank of the loss of his draft.
C．The customer should first notify the remitting bank of the loss of his draft.
D．The customer should first notify the collecting bank of the loss of his draft.
(10)
A．Once the title documents are entrusted, the goods are at the disposal of the collecting bank.
B．The title documents enable the remitting bank to dispose the goods according to the instruction given in the collection order.
C．The title documents are usually issued by the drawee.
D．In spite of the possession of the title documents, the bank can not deal with the goods without the allowance of the drawer.
W: Oh, really. I just badly want some Chinese money. It comes quite in time. Thank you very much indeed.
Q: What is informed to Ms. Smith？
(17)
A．The payments of her draft.
B．The collection of her draft.
C．The exchange of some dollars.
D．The opening of her account.
听力原文： Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.
27. What are banker's acceptances？
28.Who is the drawee of the draft mentioned in the passage？
29.What should be attached to the draft when it is presented for acceptance？
30.How does the bank accept the draft？
(27)
A．They are drafts issued by a bank on another bank.
B．They are a very old form. of commercial credit.
C．They are exchange bills discounted by customers.
D．They are checks cashed through the ATMs.
听力原文： A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called taking a mortgage. The hank usually lends money or gives a mortgage for 25 years. This means that the person who borrows has 25 years to pay back the money. The bank lends this money with interest, and the borrower makes equal monthly payments to the hank until he has paid the mortgage. Houses are so expensive that many people nowadays have to borrow as much as $50,000. In other words, they will have a $50,000 mortgage.
How can you get a mortgage？ When you find a house you like, you go to a bank, sometimes it is necessary to go to a few banks, before applying for a mortgage at once. The bank will investigate your financial history and decide if they think you axe a good risk. They will want to know what kind of job you have. In addition, the banks will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.
(30)
A．It means to rent a house for 25 years.
B．It means to buy an old house at a low price.
C．It means to borrow money from a bank to buy a house.
D．It means to borrow money from a friend to buy a house.
M: Well, you may come to get it back at any time. Our business hours are from 9:00 to 12:00 in the morning or 1:30 to 4:00 in the afternoon.
Q: What are the business hours of the bank？
(17)
A．From 9:00 a.m. to 6:00 p.m.
B．From 9:00 a.m. to 4:00 p.m.
C．From 9:00 a.m. to 12:00 a.m. or 1:30 to 4:00 p.m.
D．From 9:00 a.m. to 11:30 a.m. or 1:00 to4:30 p.m.
听力原文：M: Do you know some forms of bank advances？
W: There are three forms: overdrafts, personal loans and mortgages.
Q: Which of the following is not a form. of bank advances？
(13)
A．Overdrafts.
B．Mortgages.
C．Personal loans.
D．Letter of credit.
