题目内容
（请给出正确答案）
What is the reserve requirement？
A．The requirement for cash reserves.
B．The requirement for deposits in cash.
C．The percentage of a bank's deposits in the form. of cash reserves.
D．The requirement of a bank to deposit a percentage of money.
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A.5%
B.10%
C.15%
In what form. are the reserves required to he held？
A．In the form. of currency and coin on the premises.
B．In the form. of vault cash.
C．In a deposit at a regional Federal Reserve Bank.
D．All of the above.
W: There are three major benefits : ease of check clearance, electronic fund transfer and ability to borrow from the Fed.
Q: Which of the following is not mentioned by the woman？
(14)
A．Interbank lending.
B．Cheek clearance.
C．Electronic fund transfer.
D．Borrowing ability.
W: Thus, Fed serves as a source of last resort for emergency funds. It is one of the major objectives of the Federal Reserve System.
Q: What will the banks do when there is an unusual demand for cash by depositors？
(15)
A．To serve as a source of last resort.
B．To be one of the major objectives.
C．To transfer depositors' funds from one bank to another.
D．To borrow emergency funds from the Fed.
假设一个小国的中央银行面临世界利率R*的提高，这将会对该国的外汇储备产生什么影响？对其货币供给呢？通过国内的公开市场业务，该国能否消除这些影响？
Suppose the central bank of a small country is faced by a rise in the world interest rate，R*．What is the effect on its foreign reserve holdings？ On its money supply？ Can it offset either of these effects through domestic open-market operations？
People in the US can now carry an artificial intelligence (AI) around in their pocket, where it waits patiently to be told what to do.
Siri, an iPhone application that understands spoken commands and uses the web to carry them out,is a byproduct from a US military project to develop an artificially intelligent assistant.
Many people's experience of a "virtual assistant" may be limited to Microsoft's annoying classic Mr. Clippy. But in the week we spent together, my AI assistant has performed admirably in finding me restaurants, or the location of the nearest coffee shop. It wasn't even stumped when I asked "do I need my umbrella today？" coming straight back with the local weather forecast.
A typical command might be: "Reserve a table for two at a good French restaurant in San Francisco." Siri responds by presenting a list of top-rated restaurants that can be booked on OpenTable.com. If you say which time you want, it can book you a table without your lifting a finger.
In some ways Siri is just a fancy front-end to the 35 sites it can connect to, from taxi booking sites to movie review databases. But what's new is the way it can interpret the intentions of its master or mistress and use those sites to put them into action.
Doing that requires the ability to actually understand the meaning of words you use, not just passing on keywords blindly, says Siri co-founder Adam Cheyer.
"Book a four-star restaurant in Boston seems pretty straightforward," says Cheyer, "until you realise that Book is a city in the US, and Star is also a city in the US, and there are 13 Bostons, and Star is also the name of a restaurant."
To cut through what Cheyer calls the "combined explosion of interpretations", Siri uses your location, and the history of the commands you've given. It knows that "book" is most likely a command verb, unless you happen to be near the city of Book.
Siri attaches probabilities to the interpretation of each word and cross-reference(参照) with your location and other data, some of which you must provide yourself.
According to the passage, Siri is most probably ______.
A．still at its experimental stage
B．very popular with iPhone users
C．a US military assistant software
D．an artificial intelligence software
When an Englishman passes a friend in the street he does not always stop to talk. He may just nod, say “hello” and pass on. If two friends do stop to talk, they do not shake hands. It is only at parties for young people(students, for instance)that a person could go up to someone he does not know and introduce himself. On more formal occasions or at parties run by older people a guest always waits to be introduced to someone he does not know by the host, hostess or another guest who he already knows. At even a formal dinner an Englishman does not wait for a toast before he has a drink. The English reserve toasts for very formal or very special occasions. In these cases the toast will usually be accompanied by a short speech, for example, at a wedding reception or at a party for somebody who is retiring. After a private dinner in someone’s house an Englishman will only shake hands with the host and hostess if it is a fairly formal occasion, like a business dinner, and he will usually put his coat on and say goodbye as he leaves the house.
Luckily, like Chinese people, the English usually excuse foreign students over matters of etiquette. But even so, perhaps the safest advice for the overseas student, no matter what country he is visiting, is to follow the old proverb: when in Rome, do as the Romans do.
1.What will a person do when he attends a party run by older people？ （）A、Go up to a stranger and introduce himself.
B、Ask his friend to introduce him to others.
C、Give a speech in front of others to introduce himself.
D、Wait to be introduced by the hoss/hostess.
2.Which of the following best explains the proverb: when in Rome, do as the Romans do. （）
A、If you go to Rome, you must do things like the Romans.
B、When you go to a foreign country, you should learn something about their manners.
C、Romans always do the right thing, so you should follow them.
D、Manners in Roman are as easy to follow as in other countries.
On weekdays in pubs and bars throughout America, there is the late afternoon happy hour.The time may vary from place to place, but usually it is held from four to seven.After the workday is finished, office workers in larger cities and small towns take a relaxing pause and head off for the nearest bar or pub to be with friends, co-workers and colleagues.Within minutes the pub is filled to capacity with businessmen and secretaries, payroll clerks and stock executives.They gather around the bar and gossip about the intrigues (勾心斗角) of office life or matters more personal.This is their oasis (避风港); the place to free themselves from the day's stress at the office.
At these happy hours, social binding occurs between people who share the same workplace or similar professions.They may gossip about each other or talk about a planned project that has yet to meet a deadline.In this sense, these places become extensions of the workplace and may make up a good portion of one's social life.
These happy hours are those late afternoon chances to relax after work and before returning home.Conversations which may begin quietly and with reserve, rise gradually from a chatter to a roar.The oasis quickly fills up with smoke.Loud laughter may cackle in the air as a way to relieve the tensions of the day.The cheerful mood, heightened by the feeling of relief, competes with a TV broadcasting the latest update of CNN evening news or a sports game already in progress.
(1).How long are happy hours？
A.They are exactly two hours
B.They last as long as there are customers
C.They vary from place to place and the price of drinks.
D.Not exactly an hour but maybe a little bit longer
(2).What are the usual times for a happy hour？
A.From 5 p.m.to 8 p.m
B.From 4 p.m.to 7 p.m
C.From 6 p.m.until 9 p.m
D.From 10 p.m.until midnight
(3).Who usually attend happy hours？
A.Teachers and school administrators
B.College students and young people
C.Office workers and business people
D.Housewives
(4).What is the purpose of a happy hour？
A.To give people a happy feeling
B.To help people unwind from the stress of their jobs
C.To have the chance to drink cheaply
D.To bring in extra business
(5).What kind of conversation occurs at a happy hour？
A.General gossip and light business talk
B.Serious conversation
C.Not much talking but a lot of drinking
D.A lot of joking around with the bartender
