题目内容
（请给出正确答案）
The federal law and the FDIC's regulations have the same power of financial supervision.
A．Right
B．Wrong
C．Doesn't say
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Attention Employees:
This notice is to inform. you of a change to payment procedures under the Employee Scholarship Benefit Program, effective August 1.
Due to new tax laws, all scholarships paid must be paid directly to the recipient with tax withheld on the payment. While the application procedure will remain the same, the payment will now be made from Human Resources and will accompany your regular paycheck. Please note that the scholarship will not be automatically applied to the tuition bill, recipients must physically do so.
For more information about this matter, please contact the Human Resources Department at 837-2389. Thank you for your understanding and cooperation.
What caused the change？
A．New tax laws
B．A new federal law
C．A company policy change
D．University policy changes
King was born on January 15, 1929. in Atlanta, Georgia. When he was young, he was strongly influenced by Thoreau and Indian leader Mahatma Gandhi’s idea of non-violent resistance. Having received a Ph. D (Doctor of Philosophy) from Boston University, he became a political and religious leader of the non-violent civil rights movement in 1955. On August 28, 1963, he led over 250,000 Americans on a march in Washington D.C. to fight for the Civil Rights Law and delivered his best known speech “I Have a Dream”. The “dream” is a dream of brotherly love and equality for the Black and White. As a result, he was awarded the Nobel Prize for peace in 1964, but he was murdered four years later.
Though he died, he was greatly respected and loved by the Americans, both the white and the black. By vote of Congress in 1968, the third Tuesday of every January is now a holiday in Luther King’s honour. He lives in people’s hearts forever.
Martin Luther King was murdered when he was 39 years old.
A.T B.F
Martin Luther King was a black minister only.
A.T B.F
Martin Luther King's Day has been a federal holiday for more than 40 years.
A.T B.F
The underlined word "delivered" in the second paragraph could be replaced by "gave
A.T B.F
The best title for this passage is "Civil Rights Law
A.T B.F
根据下列文章,请回答 21～25 题。
Text 1
In the 1920s demand for American farm products fell, as European countries began to recover from World War I and instituted austerity (紧缩) programs to reduce their imports. The result was a sharp drop in farm prices. This period was more disastrous for farmers than earlier times had been, because farmers were no longer self-sufficient. They were paying for machinery, seed, and fertilizer, and they were also buying consumer goods. The prices of the items farmers bought remained constant, while prices they received for their products fell. These developments were made worse by the Great Depression, which began in 1929 and extended throughout the 1939s.
In 1929, under President Herbert Hoover, the Federal Farm Board was organized. It established the principle of direct interference with supply and demand, and it represented the first national commitment to provide greater economic stability for farmers. President Hoover' s successor attached even more importance to this problem. One of the first measures proposed by President Franklin D． Roosevelt when he took office in 1933 was the Agricultural Adjustment Act, which was subsequently passed by Congress. This law gave the Secretary of Agriculture the power to reduce production through voluntary agreements with farmers who were paid to take their land out of use.A deliberate scarcity of farm, products was planned in an effort to raise prices. This law was declared unconstitutional by the Supreme Court on the grounds that general taxes were being collected to pay one special group of people.However, new laws were passed immediately that achieved the same result of resting soil and providing flood-control measures, but which were based on the principle of soil conservation. The Roosevelt Administration believed that rebuilding the nation' s soil was in the national interest and Was not simply a plan to help farmers at the expense of other citizens. Later the government guaranteed loans to farmers so that they could buy farm machinery, hybrid (杂交)grain, and fertilizers.
第 21 题 What brought about the decline in the demand for American farm products？
A．The impact of the Great Depression.
B．The shrinking of overseas markets.
C．The destruction caused by WWI.
D．The increased exports of European countries.
The restrictive laws that the courts are interpreting are mainly a legacy of the bank failures of the 1930s. The current high rate -- higher than at any time since the Great Depression -- has made legislators afraid to remove the restrictions. While legislative timidity is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in today's telecommunicating round-the-clock, around-the-world financial markets. In trying to escape from these restrictions, banks are taking enormous, and what should be unnecessary, risks. For example, would a large bank be buying small, failed savings banks at inflated prices if federal law and states' regulations permitted that bank to expand through the acquisition of financially healthy banks in the region7 Of course not. The solution is clear American banks will be sounder when they are not geographically limited. The House of Representative's banking committee has shown part of the way forward by recommending common-sensible, though limited, legislation for a five-year transition to nationwide banking. This would give regional banks time to group together to form. counterweights to the big money-center banks. Without this breathing space the big money-legislation should be regarded as only a way station on the road towards a complete examination of American's suitable banking legislation.
The author’s attitude towards the current banking laws is best described as one of _______.
A．concerned dissatisfaction
B．tolerant disapproval
C．uncaring indifference
D．great admiration
The best way to prepare is to start saving early. A new law passed last year makes that easier for some families. So-called 529 plans allow parents to sock away funds in federal-tax-free-investment, accounts, as long as the money is used for "qualified education expenses" like tuition, room and board. The plans aren't for everyone. For tax reasons, some lower and middle-income families may be better off choosing other investments. But saving is vital.
Aid packages usually come in some combination of grants, loans and jobs. These days 60 percent of all aid comes in the form. of low-interest loans. All students are eligible for "unsubsidized" federal Stafford loans, which let them defer interest payments until after graduation. Students who can demonstrate need can also qualify for federal Perkins loans or "subsidized" Staffords, where the government pays the interest during school.
Traditional scholarships, academic or athletic, are still a part of many families' planning. Mack Reiter, a 17-year-old national wrestling champion, gets so many recruiting letters he throws most away. He'll almost certainly get a free ride. Without it, "we would really be in a bind," says his mother, Janet. For everyone else,it's worth the effort to pick through local and national scholarship offerings, which can be found on Web sites like collegeboard, com.
What does the author intend to illustrate with the example of the Harts？
A．The difficulty of paying the tuition.
B．The increasing tuition in the university.
C．The far-sight of the parents.
D．The promising future of Katie.
(1)、How do Americans ensure proper respect for the national flag？ ________
A：By making laws.
B：By enforcing discipline.
C：By educating the public.
D：By holding ceremonies.
(2)、What is the regulation regarding the raising of the American National Flag？ _________
A：It should be raised by soldiers.
B：It should be raised quickly by hand.
C：It should be raised only by Americans.
D：It should be raised by mechanical means.
(3)、How should the American National Flag be displayed at an unveiling ceremony？ _________
A：It should be attached to the status.
B：It should be hung from the top of the monument.
C：It should be spread over the object to be unveiled.
D：It should be carried high up in the air.
(4)、What do we learn about the use of the American National Flag？ _________
A：There has been a lot of controversy over the use of flag.
B：The best athletes can wear uniforms with the design of the flag.
C：There are precise regulations and customs to be followed.
D：Americans can print the flag on their cushions or handkerchiefs.
(5)、How are Americans towards their National Flag？ ________
A：Arbitrary.
B：Respect.
C：Happy.
D：Brave.
Several massive leakages of customer and employee data this year—from organizations as diverse as Time Warner, the American defense contractor Science Applications International Corp and even the University of California, Berkeley—have left managers hurriedly peering into their intricate IT systems and business processes in search of potential vulnerabilities.
"Data is becoming an asset which needs to be guarded as much as ally other asset", says Haim Mendelson of Stanford University's business school. "The ability to guard customer data is the key to market value, which the board is responsible for on behalf of shareholders". Indeed, just as there is the concept of Generally Accepted Accounting Principles (GAAP), perhaps it is time for GASP. Generally Accepted Security Practices, suggested Eli Norm of New York's Columbia Business School. "Setting the proper investment level for security, redundancy, and recovery is a management issue, not a technical one". He says.
The mystery is that this should come as a surprise to any boss. Surely it should be obvious to the dimmest executive that trust, that most valuable of economic assets, is easily destroyed and hugely expensive to restore—and that few things are more likely to destroy trust than a company letting sensitive personal data get into the wrong hands.
The current state of affairs may have been encouraged—though not justified—by the lack of legal penalty (in America, but not Europe) for data leakage. Until California recently passed a law, American firms did not have to tell anyone, even the victim, when data went astray. That may change fast: lots of proposed data-security legislation is now doing the rounds in Washington, D.C. Meanwhile, the theft of information about some 40 million credit-card accounts in America, disclosed on June 17th, overshadowed a hugely important decision a day earlier by America's Federal Trade Commission (FTC) that puts corporate America on notice that regulators will act if firms fall to provide adequate data security.
The statement "It never rains but it pours" is used to introduce ______.
A．the fierce business competition
B．the feeble boss-board relations
C．the threat from news reports
D．the severity of data leakage
Who determined the actual level of federal funds rate？
A．The Fed.
B．Market forces.
C．The FOMC
D．none of the above.
A.central
B.national
C.state
D.political
