题目内容
（请给出正确答案）
A．is always more than
B．is the same as
C．is sometimes higher than
D．is sometimes lower than
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更多“The bank makes profits in the …”相关的问题
Who makes first presentation of documents to the nominated bank under a transferable credit？
(1)( ) The first beneficiary.
(2)( ) The second beneficiary.
(3)( ) The middle man.
(4)
A．The bank makes profits only from its own money.
B．The bank makes profits from not only the deposits but also its own money.
C．The bank has special obligation to make profits.
D．The bank makes profits by having special obligations to depositors.
A．Right
B．Wrong
C．Doesn't say
W: Its main role is to transfer the payment obligation from payer to bank. It makes the payment safer for the exporter with the bank' s credit and guarantee, and simultaneously makes the supply of goods safer for the importer.
Q: What is the main role of a letter of credit？
(19)
A．It is to transfer the contract from bank to customer.
B．It is to transfer the payment obligation from buyer to seller through banks.
C．It is to transfer the confirmation from the issuing bank to confirming bank.
D．It is to transfer the documents from advising bank to issuing bank.
In the foreign exchange market, which is made up of banks' traders and brokers, prices (61) every minute (62) to supply and demand. For safety's sake, a branch will get a rate from their traders for a big transaction. Therefore the traders give their branches lists of exchange rates (63) they may buy and sell notes and payments in the main currencies.
Whenever a bank in Britain makes a payment in foreign currency, or makes a payment in sterling to a non-resident, the payment has first to (64) under British exchange control regulations. The bank itself can usually authorize the payment after seeing a document such as an invoice to show that the payment is due; but cases (65) borrowing and lending have to be referred to the Bank of England.
(46)
A．alter
B．vary
C．turn
D．convert
Dear professor,
Banks normally receive money from their customers in two distinct forms; on current account, and on deposit account. With a current account, a customer can issue personal cheques. No interest is paid by the bank on this type of account. With a deposit account, however, the customer undertakes (答应) to leave his money in the bank for a minimum specified period of time. Interest is paid on this money.
The bank in turn lends the deposited money to customers who need capital. This activity earns interest for the bank, and this interest is almost always at a higher rate than any interest which the bank pays to its depositors. In this way the bank makes its main profits.
We can say that the primary function of a bank today is to act as an intermediary (中间人) between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir (水库) of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being" liquid" , or of the ' liquidity ' of money. Many small sums which might not otherwise be used as capital are made useful simply because the bank acts as a reservoir.
The system of banking rests upon a basis of trust. Innumerable acts of trust build up the system of which bankers, depositors and borrowers are part. They all agree to behave in certain predictable ways in relation to each other, and in relation to the rapid fluctuations of credit and debit. Consequently, business can be done and cheques can be written without visibly changing hands.
On______, the bank will pay interest.
A．the current account
B．personal cheques
C．the deposit account
D．both the current and deposit account
听力原文： A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called taking a mortgage. The hank usually lends money or gives a mortgage for 25 years. This means that the person who borrows has 25 years to pay back the money. The bank lends this money with interest, and the borrower makes equal monthly payments to the hank until he has paid the mortgage. Houses are so expensive that many people nowadays have to borrow as much as $50,000. In other words, they will have a $50,000 mortgage.
How can you get a mortgage？ When you find a house you like, you go to a bank, sometimes it is necessary to go to a few banks, before applying for a mortgage at once. The bank will investigate your financial history and decide if they think you axe a good risk. They will want to know what kind of job you have. In addition, the banks will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.
(30)
A．It means to rent a house for 25 years.
B．It means to buy an old house at a low price.
C．It means to borrow money from a bank to buy a house.
D．It means to borrow money from a friend to buy a house.
Purchasing the new production line will be a ________ deal for the company.
A) profitable
B) tremendous
C) forceful
D) favorite
Undervaluation of closing stock may lead to ______.
A．higher profit than actual
B．less profit than actual
C．higher tax payable
D．none of the above
